Best Real Online Gambling Sites

In Delaware, Nevada and New Jersey, some forms of online gambling have been legalized and regulated (only state-licensed sites are allowed to operate legally). In other states, it’s likely (although not widely agreed upon) that playing – and certainly operating – online gambling games for real money is illegal.

There are so many real money casinos on the web that it can be difficult to know which one to choose. That’s why websites like this exist.

Luckily, our team of experts has decades of experience in the industry and is trained to spot rogue casinos as well as world-class ones.

• Check out our list of top online casinos based on expert reviews and find the best online casino for you. Top 10 gambling sites and more. All (3148) Recommended (66) Newly opened (76) Big brands (1).
• Online casinos is a modern type of gambling platform that allows you to play casino games using the Internet.Such websites began their active development since 1994. At the moment, online casinos have become available for gamblers around the world thanks to modern technology.

We’ll explain to you how we pick the best online casinos for real money to recommend, how the various games work and your chances of winning them, whether or not you can gamble for real money for free, and we’ll answer some frequently asked questions about real money gambling.

The casinos listed below all have:

• Top-Quality Graphics and a Large Variety of Games Available
• Excellent Ratings for Safety and Security
• Proven Real Money Payouts

Best Real Money Casinos by Location

If you’re unsure if the above accept players from your country, don’t worry; we still have lots of top-rated online casinos for real money which we can recommend to you. There are also some we definitely won’t recommend, and we want you to be aware of those, too.

It’s crucially important to pick a real money casino which accepts players from your country for a few reasons.

First, it’s possible that your government has some sort of minimum standards a casino needs to meet. That’s definitely the case if you’re from the UK or some other European countries.

Second, you don’t want to face unnecessary restrictions such as not being able to claim bonuses, not being able to play some games, or not being able to sign up at the given casino you have spent time researching.

Finally, this will help you stay on the right side of the law. Some countries prohibit players from their countries from signing up at anything other than state-sanctioned online casinos. While these laws are difficult to enforce, they do exist in some countries.

Take a look at some of the regions listed below. If you’re from there, click on the relevant button to see a list of online casinos for real money which accepts you.

Beating the House Edge

Every online casino game has a house edge. This is the casino’s built-in advantage and means that it’s mathematically guaranteed to make money over a long enough timeline.

In the long run, you honestly can’t beat it. It’s pure mathematics. Ever heard the saying “the house always wins”? Well, it does!

However, that doesn’t mean you can’t win in the short term. If everybody lost at online casinos constantly, it wouldn’t be long before people stopped playing at them. The fact is, some people do win real money at casinos.

While the majority of winners will simply double or triple their money and walk away after having had a great time, there are some crazy stories of life-changing wins that enter the realm of the almost unbelievable. If they weren’t documented, they might seem like fiction.

A Spin from Heaven

One such example is the story of the biggest online slots jackpot ever won. A British soldier playing Mega Moolah slot won £13,200,000, which shattered all existing records and hasn’t been topped since. Best of all, he won it with a £0.25 spin.

That’s just one headline story. There are many more, and it’s no coincidence that video slots are involved in many of them. If Lady Luck is going to visit you and then change your financial destiny, there’s a good chance that this type of huge win will come while playing slots.

These colossal wins aside, we’ve all heard stories of people winning enough to buy a house while playing poker, paying off debts after a great night at the blackjack tables, or going on a roll while playing roulette and buying something they’ve always dreamed of afterwards.

Even when these insane wins happen, the casino still makes money because of house edge. The majority of players won’t win, and you can be sure that over the long run the casino makes a percentage no matter what.

Not All Games Have the Same Edge

It’s important to recognize that house edge is not a fixed number across all games. Different games have different math involved in them, and understanding this can be the key to winning more often.

It’s widely accepted that some variants of video poker have the lowest house edge, whereas keno and lottery games have the largest house edge, meaning the worst odds for you as a player.

We’ll talk a little later about the odds of various games and their pros and cons. For now, just be aware that not all games are mathematically equal. There are some you have a much higher chance of winning than others, and there are some in which you have a greater degree of control over the outcome as compared to games of pure chance.

Safety and Legality

It’s essential to know how to stay safe while gambling online. There are a few potential pitfalls which you may not be aware of if you’re not an experienced online gambler.

Luckily, you have us to show you the ropes. Here are some of the things you have to be aware of to gamble safely online.

Risk Associated with Sharing Financial Details

Sharing your credit card, debit card, or bank details with any online merchant carries some degree of risk. If that merchant is untrustworthy, you could find yourself in a world of trouble quickly.

You can immediately find out if a casino site is trustworthy by reading our reviews.

Take the time to look around, and you’ll see that we certainly don’t recommend every site we review, and we aren’t afraid to call out scam casino sites when we discover them.

Financial predators are everywhere online, and sadly the casino industry attracts its fair share of them. Stick with expert-recommended real money online casinos to avoid falling into their clutches.

Predatory Terms and Conditions

There are real money online casinos which aren’t direct scams in that there are real games to play and you can win actual money.

However, they can make it extremely difficult for you to get your money out when the time comes to do so, even if it’s technically possible. The idea is to make you give up and go away without collecting.

Usually, a site will state in its terms and conditions that withdrawals can be held for no reason, that the casino can drag its feet before paying, or that they can simply void winnings on a whim without justification.

Believe us; we’ve seen it all in our years of reviewing real money online casinos. This type of casino site preys on the fact that nobody takes the time to read endless pages of legal jargon before registering.

Once again, having experience in dealing with casinos online can solve this problem.

Our experts know exactly where to look in the terms and conditions, and our casino reviews show you all of the deposit and withdrawal methods and any good or bad sides to the terms and conditions of the sites we review. If a site is going to try to screw you, we’ll let you know.

Fixed or Pirated Games and Software

As you gain experience in playing at real money online casinos, you get to know more about the software companies that provide the games. In time, you’ll know instantly by looking at the range of games whether or not you can trust an online casino.

This can help you avoid the fixed games which are run by some rogue software companies in order to fleece you.

However, it takes a little bit of more time to get to know how to spot pirated versions of legitimate games.

By assessing a real money casino’s licenses and looking at some other factors, our experts can instantly tell if the games on a casino site are pirated. By playing the games and assessing them against the published return-to-player figures, we can quickly figure out if they’re fixed.

You probably don’t have the time to figure this all out for yourself, and by the time you realize the games are fixed, it will likely be too late.

Once again, that’s where we come in. It’s our job to figure this out, so you don’t have to.

The Legal Situation in Your Country

While online casino gambling is a global phenomenon, each country is still sovereign and has its laws and regulations. This can confuse the matter of whether or not it’s illegal to gamble online in some places.

You can check out our gambling laws page for the latest and most up-to-date information on the legality of gambling in your country.

You won’t only have to contend with the authorities if you get caught, but scam artists know you have no legal recourse when they hustle you out of your hard-earned cash.

After all, if gambling is illegal in your country, you can’t exactly go to the police and report that you lost money to a scam artist while gambling on the internet.

Keeping things legal is one of the keys to gambling safely online.

Online Casino Bonus Offers

There are a few different types of real money casino bonuses available to new and existing players. We have an entire page dedicated to explaining the differences between these bonuses. Check it out by clicking the button below:

There are pros and cons to taking casino bonuses. Let’s start off by looking at the reasons you might want to take them before turning our attention to why they might not be suitable for you as an individual player.

Whether casino bonuses are right for you depends on what your goals are.

The Positives

You Can Test the Waters Without Risk

It’s nice to be able to play the games available in an online casino and to be able to check it out in general without having to make a financial commitment.

While some bonuses do require you to deposit to activate them, there are many which don’t. These are known as no-deposit bonuses and are the ideal way to test an online casino without risking your own money.

Once you’re sure you can trust the casino site and have decided you would like to play the games, then you can start playing for real money.

Some Bonuses Can Increase Your Chances of Winning

In the casino bonuses and promotions page we linked to above, we explain the concept of wagering or rollover requirements. Bonuses which have these attached make it difficult (without serious luck) for you to withdraw the bonus amount and are designed to allow you to simply test the casino.

However, there are plenty of casino bonuses with no wagering requirements available online these days. If you take these, you’ll more than likely be required to make a deposit, but they increase your chances of winning by giving you free spins or free games with no strings attached.

They may only slightly increase your chances of winning, but hey, any increase in the chance of winning is always welcome.

The Negatives

You Can Become a Marketing Target

If the casino figures out that you are a bonus hunter or that you like a particular kind of bonus, they might decide to pitch you regularly.

This can be a good thing if you like taking these offers, but if you sign up at multiple casinos, take the bonus, and don’t play, you can expect your email inbox, and sometimes your cell phone, to be bombarded with offers. The more accounts you create, the more intense this will become.

Some unscrupulous casinos will sell your information on to other operators who will pitch you, too. This can become a serious annoyance, and so if you’re going to take bonuses with no intention of becoming a real money player, we suggest setting up an email address specifically for that purpose.

Most Bonuses Have Terms Which Favor the House

If a real money casino bonus has rollover or wagering terms, there’s a very little chance you’ll ever be able to withdraw it or anything you win while playing with it.

You have to remember that bonuses are a promotional and marketing tool. The casino doesn’t want to let you play with house money and walk away with the multimillion-dollar jackpot. They also don’t want you to take the free casino chips and walk away without playing. That wouldn’t be very good business, would it?

Rollover requirements are explained in greater detail on the casino bonuses page linked to above. Basically, they mean you have to bet the bonus cash a number of times before you can withdraw it. For example, if a bonus has 20x wagering requirements, then you need to bet the total amount 20 times before you can withdraw it or anything you win while using it.

Real Money Casino Apps

Mobile casinos have become a huge deal in the past several years. Real money casino apps and mobile casino sites can now boast that they serve the majority of players. This trend will undoubtedly continue for years to come, at least until something comes along to replace mobile devices (chips in the head, perhaps?).

We’ve written an entire page to help you decide which casino app is right for you. Check it by clicking the button below.

Online Casino Games for Real Money

New players are often bamboozled by the vast range of casino games on offer and how to play and win them.

We’ve created game-specific pages on each popular real money casino game to show you how to play, how to give yourself the best chance of winning, and what the rules of each game are.

Take the time to familiarize yourself with the games listed below. Click any of the buttons, and you’ll be transported to a wealth of information on that specific game.

We also cover a bit about each game in the “which casino game is right for you?” section below.

Playing Free Casino Games to Win Real Money

Is it possible to win real money playing free casino games? The short answer is no.

A casino is a business, and usually, it’s a very profitable one. You can’t expect a casino to let you play real money games and assume all of that risk without getting anything in return.

It’s true that some bonuses will allow you to play real money casino games for free. However, these bonuses will have terms and conditions which favor the casino and make it almost impossible for you to withdraw all that money. See the page about bonuses for further details.

We’re telling you straight that if anyone tells you that you can win real money without any risk, they’re lying to you. They might be scam artists waiting to empty your wallet, or they may have merely misunderstood a bonus offer they read about online. There is no such thing as a free lunch. That’s an old saying for a reason, primarily because it’s always correct!

With that said, it is possible to play free casino games to win things like virtual points and virtual money. These can be enjoyed at social casinos, and sometimes the points can be traded in for prizes. Just don’t expect to cash out real money jackpots, or you’ll be disappointed.

Which Casino Game Is Right for You?

There are lots of great online casino games to choose from. They may be digital variants, but they’re not that different from what you would find at a real Vegas casino, or a casino anywhere else, for that matter.

Let’s take a look at some of the most popular casino games you might be interested in playing. We’ll look at your chances of winning them, how fun they are, and some other things you might want to be aware of.

Hopefully, by the end of this section, you’ll have a better idea of which game you would like to play.

Please note that the “house edge” figures listed below can vary depending on how you play the game, the game variant, and the casino itself.

Baccarat

This is a fun card game with a simple objective – bet on either the player or the banker to get closest to nine, or bet on a tie between the player and banker. If you place a bet on the banker hand to get closest to nine and the banker does so, you win your bet for that hand.

It’s fast-paced, fun, and you just bet on the outcome, rather than actively participating.

• If you bet on the player, the house edge is 1.24%
• If you bet on the banker, the baccarat house edge is 1.06%
• If you bet on a tie, the house edge is 14.36%

Don’t bet on a tie! Also remember that if you bet on banker and win, the house can take a 5% commission.

Blackjack

This might be the most popular card game in the world. It’s a game with some degree of skill involved, and there are professional blackjack players out there. Entire movies and books have been made about this game.

The objective of blackjack is to get a hand totaling 21, or as close to it as possible without exceeding it. You play against the dealer, and whoever has 21 (or the highest hand not exceeding 21 in cases where neither has 21) after all the cards have been dealt wins.

Going by Vegas rules, the house edge is a tiny 0.28%. This will change if you play another variant of blackjack such as Atlantic City rules or Suit ‘Em Up.

The tiny house edge is what makes it possible for some people to make a living playing blackjack.

Keno

This is a fun lotto game, but it’s known for having the worst odds in the house. The objective is to pick between one and ten numbers from a pool of 80, and then wait for the draw.

The house edge in keno can be between 25% and 29%, depending on the variant and the casino itself. This game is okay for switching off and having a little fun, but it’s highly unlikely you’re going to win money playing keno, at least in the long run.

Roulette

This is one of the most fun casino games, period. The objective is to predict where a ball will land on a spinning wheel when it stops.

You can pick a color or a number between 1 and 36 (or the zero) if you want to make basic roulette bets. It’s also possible to select clusters of numbers, rows, or entire columns as you gain confidence and learn to understand the game.

• If you’re playing American Roulette (Double Zero), the house edge is 5.26%
• If you’re playing European Roulette (Single Zero), the house edge is 2.7%

You have a decent chance of winning roulette, but you are guaranteed to have a lot of fun whether you win or lose.

Video Poker

This is a machine-based game based on 5-hand poker. There are many different variants with different pay tables and slightly different rules, but the aim is always to make as valuable a hand as possible according to poker hand ranks. No matter the variant, a Royal Flush will always pay the most.

Covering some popular versions of video poker, you can expect the house edge to be:

• 0.46% when playing Jacks or Better with an optimal strategy.
• 0.71% when playing Deuces Wild with a perfect strategy. In this case, you as the player have the advantage.
• 0.64% when playing Joker Poker with perfect strategy. Once again, you have the advantage here.

If you are patient and want to make money playing casino games, video poker is your best bet. You’ll need to develop skill, though, and learn video poker strategy first.

Don’t expect to have the advantage when you’re new to video poker and don’t know what you’re doing. Even in these cases, though, the house edge is significantly lower than in most other casino games.

Video Slots

These are probably the most-played casino games online. There are tens of thousands of video slots ranging from simple 3-reel games with no features to 5-reel new slots with bonus rounds, free spins, and progressive jackpots.

They’re fun, highly entertaining, and if you’re lucky, you can win a fortune playing slots.

The house edge depends on the game in question. It can range from 2% to 15% – that’s no small difference! Knowing this, it pays to do your research on which slots have the best RTP.

A Quick Summary Before Moving On

Which casino game is best for you ultimately depends on your goals as an individual player.

If you want to real money playing casino games, then pick the games with the best odds and lowest house edge.

If you just want to have a little fun and relax, then any of the above games will do.

Choosing the Right Real Money Casino

If you already know what games you want to play, then it’s time to look at picking an online casino. If you’re new to playing casino games, there’s a lot more to this than you might initially think. As you’ll see, most of the top real money casinos have some things in common.

Consider the following factors before registering at any casino site.

1 – Reviews

Are there reliable, trustworthy casino reviews on the site? If so, what do the experts say?

It pays to pay attention to these reviews. If a casino expert says a site sucks, there’s a great chance you’ll want to avoid it.

If you were looking for a new car, you would probably talk to someone who knows a thing or two about cars before making a decision, or at least read a few reviews on various models, wouldn’t you? The same should go for choosing an online casino. There’s more to it than you might think, and reading a review can be a great way to get all the information in one place.

Be suspicious of reviews which are overly positive, though. Sometimes there’s an agenda at play. If a review site gives a real money online casino a glowing review, check out some of the other reviews, too.

If they’re all overly positive, that could be a warning sign. If the reviewers throw some terrible casinos under the bus, you’re probably dealing with an honest casino review site.

2 – Legality

Is this casino operating legally with a valid gaming license?

If so, what jurisdiction is the license from? Believe us when we tell you that not all casino licenses are equal. UK, Malta, Alderney, Gibraltar, Curacao, and Puerto Rico licenses are all respected and are good indicators that a real money casino can be trusted. Others, we don’t have that much faith in.

Also, make sure the casino isn’t accepting players from your country even if it’s illegal to do so. If they’re willing to break the law, what makes you think they’re going to be honest with you?

3 – Safety

A valid license is one way to make sure you’re dealing with the safest real money casinos.

There’s more to it than that, though. We advise checking that the website is operating on a secure, encrypted connection. You can do so by looking at the web address. If you see HTTPS:// in front of the domain, you’re dealing with a secure casino. If it’s just HTTP:// (no “S”), then the connection might not be protected.

Also look for published game payouts verified by third parties. This is a hugely positive sign, and it means that it’s highly likely this is a safe casino site. If the games are verified by eCOGRA, you’re in safe hands.

4 – Preferences

It would be a shame to go through the registration process only to find out the casino doesn’t offer the types of games you want to play or doesn’t offer very many of them.

Make sure the exact games you want to play are offered, make sure the casino accepts the types of bet you want to make regarding size, and check which betting services are provided. For example, some casinos also offer Texas Hold’em poker tournaments or sports betting as additional services, whereas others don’t.

We would also suggest taking some time to familiarize yourself with the site. If you like how it “feels,” that’s a great sign. A user-friendly website likely means the operator actually cares about its players and has invested time in figuring out what makes you happy. That’s likely to show across the casino as a whole.

5 – Bonuses

First, you’ll need to figure out if the online casino offers real money bonuses at all. Most do, but some don’t.

After that, you’ll need to look into exactly what types of bonuses are offered and their terms and conditions.

Don’t just look at the welcome offers, which are always emphasized to attract new players. Look at the ongoing weekly and monthly offers, too. These will give you an insight into what kind of casino you’re dealing with.

Also look at the terms and conditions of any bonus offers. Pay attention to minimum deposits and wagering/rollover requirements. If they’re excessive (40x or more), think twice about taking the offer.

If you like playing slots on weekends, it makes sense to find a casino which offers free spins on weekends, doesn’t it?

6 – Service

Everybody likes to feel like they matter, casino players included. It’s essential that a casino has top-notch customer service if you’re going to enjoy your experience playing there.

Check the number of customer service options available. Email and live chat are a necessity, but if a real money casino also offers telephone support, that’s an excellent sign.

Don’t be afraid to test the customer service if you wish. Ask a question or two. You’ll soon see how fast the responses are and how helpful (or unhelpful) the customer service agents are.

You know that old saying that goes “When someone shows you who they are, believe them”? That applies here. If an agent is slow to respond, avoids answering questions directly, or acts in an unhelpful manner, move on.

7 – Banking

You wouldn’t believe how many people register at online casinos for real money without considering the most important thing of all – withdrawing your money!

Most casinos will make it as easy as pie for you to deposit, but only the best real money online casinos make it as easy for you to withdraw.

Look for a roughly equal number of deposit and withdrawal methods, low (or no) fees, and fast withdrawals.

The last thing you want is to be sitting around waiting for weeks to get your money, or worse, never getting it at all!

Feeling Overwhelmed? Don’t Worry!

If all of this makes your head spin and you wonder how on earth you’re going to go about finding all of this information out, don’t worry; we have plenty of top casino reviews where you can find the information all in one place.

We don’t want you to think that all real money casino sites are scams out to get you. There are lots of world-class online casinos worth playing at. It’s just that you have to wade through a fair deal of not-so-great ones to find them.

Our job is to make that as easy as possible for you. If you see a casino on this site that you like the look of, there will be a full, in-depth review attached.

Other Real Money Sites to Consider

While playing at real money casinos is arguably the most fun way to gamble, there are other ways to have fun gambling and hopefully make a little money in the process.

Betting on sports, playing poker, playing bingo or lotto games, and even betting on financial markets are all possible thanks to the global connectivity the web facilitates.

Why not check out some of the other options? We have sections dedicated to each form of gambling. If you want to know more, click any of the buttons below.

Real Money Online Casinos FAQ

Q. Will I need casino bonus codes to claim the bonuses offered by online casinos?

A. In most cases, you won’t need a casino bonus code, but where one is required, the casino will make it abundantly clear before you register.

Sometimes casinos run temporary promotions which do require bonus codes. In these cases, the codes are often emailed directly to you or are listed in the terms and conditions of the offer. If in doubt, ask the customer service agents.

Q. Do real people win the slots jackpots, or are they fixed?

A. Real people most definitely win slots jackpots from time to time. Big slots software companies like NetEnt, Microgaming, and IGT are independently audited, and random number generators control the games. There is no possible way that these games could be fixed.

It’s unlikely that you’ll become a millionaire playing slots, but you never know! Many more people win hundreds or thousands, and you never hear about them. This is a far more likely outcome.

Q. Is it illegal to gamble online as an American player?

A. This is somewhat of a grey area. The relevant regulations (UIGEA – 2006) make it illegal for financial institutions to facilitate real money gambling online, or for casinos to accept deposits from US-based players.

That does not make it illegal for you to gamble online. There are still many casinos which do accept deposits from US players.

Don’t worry; nobody wearing a S.W.A.T. vest with a machine gun is going to come through your door and shoot your dog before arresting you just because you played a little blackjack online.

Q. Are there any real money casinos which accept Bitcoin?

A. There are indeed. In fact, the number of casinos accepting Bitcoin is growing by the day. You could say Bitcoin is trending in the online casino world. It’s becoming a hugely popular way to make deposits and withdrawals quickly and safely.

If you’re looking for a Bitcoin casino, we have reviews on several. Feel free to check out our real money Bitcoin gambling sites page.

Q. What’s the number-one sign that a casino is a scam site?

A. Having no valid gaming license is a big warning sign. Having had a permit in the past, but having had it stripped for some reason is even worse.

We don’t recommend casinos to you which don’t have valid and legal gaming licenses. Without them, it’s the Wild Wild West, and casino operators can do whatever they want without fear of repercussions.

Skip the Headaches and Play at a Legitimate Site

You’re looking for a legitimate U.S. gambling site, but can’t decide which site to trust with your hard-earned money?

Good news! We’ve been in the online gambling industry for over a decade (several decades, really, if you add all of our experience together), and we’ve spent countless hours to bring you a list of the most legitimate sites.

Here’s what all of these sites have in common:

• 10+ years in the business with strong reputations.
• Attractive promotions for first-time customers.
• Quick money withdrawals (relative to the U.S. market).

Why Bovada Is #1 in the U.S.

#1: Fastest Check Cashouts

Bovada gets 10 times as much traffic as its second best US competitor and still delivers check payouts faster than any of them. Bovada processes check withdrawals in 7 days; many of its competitors take weeks, some more than a month to do the same. (There are other fast options, like the #3-ranked BetOnline, which delivers checks in 14 days.)

#2: Service

An equally important aspect of Bovada’s operations is its customer service. If there ever was an indication of how much a company respects its customers, it’s the level of customer service the company provides. I haven’t found any US-friendly site doing this aspect of the business better (although 5Dimes is a worthy runner-up).

#3: All-In-One

Finally, all parts of Bovada’s business (sportsbook, casino, poker, racebook) are popular. Bovada is best-known for sports betting and casino games, however, even its online poker room has around four times as many players online as the second biggest US poker site. You can access all of their games with one player account.

… But You Should Know This

Bovada is recreational-friendly, perhaps more-so than any other US site. You’ll find few golden opportunities in their sportsbook (read more about their use of dual lines), they have a relatively high overall house edge (especially after recently increasing house edge in video poker games) and their online poker room only has “anonymous” tables.

Although not everyone agrees with me, the recreational-friendly part is an advantage for skilled poker players. Since Bovada appeals to recreational gamblers, you’ll be like a shark among regular fish.

Bovada charges a 4.9% fee for credit card deposits (a lot considering how most sites charge nothing). The impact of the deposit fee is slightly compensated by their welcome bonuses, which are better than average.

All online gamblers look for entertaining games, attractive promotions and aesthetically pleasing software. To have a safe experience, however, you want a site to:

1. Serve its customers with safety and respect,
2. Operate with a reasonable house edge, and
3. Handle money transactions promptly.

Yes, the third point is included in the first point but it’s also such an essential part of the customer experience that it must be mentioned separately. Many online gambling websites operate without an adequate level of service so these points are worth considering. It’s rare to find a combination of all three points.

Bovada fulfills all of the above criteria better than other sites but 5Dimes does well, too. In fact, I’m confident in ranking those two as the best USA gambling websites specifically because they deliver so well in the areas related to safety and trustworthiness. A site without proper customer service and safety measures is not one you should deposit money to, regardless of its promotions and whatnot.

What Are Some Alternative Options?

For Sports Bettors

5Dimes.eu is the best betting site in the US for the following reasons: they’re professional-friendly and offer reduced juice betting lines (in other words, less house edge). Before betting on any game, I recommend taking a look at the odds 5Dimes is offering. They’ve been a reliable sportsbook for over 10+ years — you’ll find few complaints about 5Dimes online, and the ones you find have been resolved quickly.

For poker and casino games, I would go with Bovada. But for sports bettors, it makes the most sense to have an account at 5Dimes.

Another Solid Option

BetOnline.ag is my third suggestion. It’s not significantly better than the others in any area but they’re simply a solid option. Prompt cashout processing, decent poker traffic, good sports betting options and entertaining casino games. Additionally, I’ve had good experiences with their customer service.

For sports bettors, BetOnline is worth signing-up at simply to be able to compare betting lines among a few sites. For poker players, BetOnline may offer some good games every now and then (keep in mind: you can bet on sports and play casino and poker games with the same account, so plenty of gamblers will stumble on the poker games eventually). For casino gamblers, BetOnline has a basic but reliable offering.

BetOnline charges a 6% fee for credit card deposits.

Is It Legal to Play?

The definition of ”gambling” and the laws surrounding vary depending on which state you live in.

In Delaware, Nevada and New Jersey, some forms of online gambling have been legalized and regulated (only state-licensed sites are allowed to operate legally). In other states, it’s likely (although not widely agreed upon) that playing – and certainly operating – online gambling games for real money is illegal.

On a federal level, sports betting is the only form of prohibited gambling via the Wire Act of 1961. For several years, the Department of Justice (DOJ) maintained that the Wire Act applies to all forms of online gambling, but in December 2011, they corrected that stance by stating that the Wire Act only applies to sports betting – a result of a 13-page memorandum from the Office of Legal Counsel to the Criminal Division of the DOJ (source).

State laws, however, often indirectly prohibit gambling. Or to put it another way: it would be difficult to claim any forms of online gambling legal with absolute certainty in most states (lotteries and such aside). Most state laws indirectly prohibit gambling simply by making all forms of gambling unlawful that have not been made lawful.

Purely based on history, it’s unlikely you’ll get into legal trouble; then again, if something is illegal, you can get into trouble, and someone probably will. Gambling online may be illegal where you live. Contact a local gaming lawyer to get a better idea of your local laws.

Legal Troubles

Industry-changing events have taken place in the online gambling world – mainly concerning online poker – such as the UIGEA and Party Poker’s exit from the US market, or PokerStars’ exit from the US market in 2011.

Those crimes were committed by online poker operators, though, not players. Still, the mere fact that online poker companies were targeted was enough to cast a shadow over the legality of US online poker, and furthermore, players grew more and more worried about one of these sites getting shut down along with the money on their player accounts.

In fact, there is a legitimate reason to worry about dishonest US gambling sites taking your money. Some sites have indeed taken off with the money – a recent example is Lock Poker, which currently may owe its customers over $15 million. I created LegitGamblingSites.com mainly to give more exposure to the sites with strong track records of honest business practices.

The lawmakers, in that regard, have a point about not allowing unlicensed sites to provide online gambling games to US citizens. While that may not be the reason, it’s likely one of them. (If I had to guess, I’d say they’re more concerned about losing out on tax dollars and protecting the interests of brick & mortar casino owners such as Sheldon Adelson, although through the RAWA – Restore America’s Wire Act legislation – he tries to do that by himself.)

How to Move Money Around

Ever since the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA) became a law, US citizens have had a more difficult time finding a suitable deposit method.

There are only a few left, actually.

The most common deposit method for US citizens is still credit card deposits, out of which VISA is the most widely accepted brand, followed by Mastercard, with American Express being a distant third. Cards must be eligible for both international and online transfers.

The alternative method is to use a money transfer service such as Western Union. Western Union is mostly a deposit-only method. (Bovada is an exception since they only allow you to withdraw money via a check.)

Why to use a money transfer service instead of a credit card?

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• A card deposit fails to go through. This happens every now and then, and the only way to know if your card will be accepted is to try. According to various forum reports, Vanilla VISA is declined at most sites while Netspend VISA has been successful.

  Surprisingly, players have had problems with card deposits even at state-licensed sites due to banks like Bank of America outright declining all gambling transactions. Things will likely get better with the new MCC codes for VISA, Mastercard, American Express and Distant which will help casinos to identify gambling transactions more accurately. It’s unclear how much of a help this will be since banks still have the right to decline transfers marked with the new MCC codes, and due to not wanting to violate the UIGEA (according to which they’re prohibited from knowingly processing unlawful gambling transactions), banks may decide it isn’t worth it and keep cancelling transactions even if they were for state-licensed sites.

  This is expected to change once bigger states – perhaps even the biggest of them all, California – join internet gambling, since declining the transactions will then affect such a large percentage of any bank’s customer base.

• You want a faster cashout. While money transfer services cost more (many sites, like Bovada, allow one free check cashout a month), the money is usually delivered to be picked up at a local Western Union location in five days or less.
• You don’t want a check cashout. You need to go to a cashier to cash a check. Most people would rather avoid doing this, especially since banks aren’t allowed to knowingly process online gambling related transactions (unless in Delaware, Nevada or New Jersey, but people have had problems in those states as well).

In general, you’ll have higher transaction costs with money transfer services than with a combination of credit cards and checks. BetOnline and Bovada are the only major USA sites charging for credit card deposits and most allow one free check cashout per month – some, like True Poker, allow a free check withdrawal every seven days.

How to use a credit card/check combination?

1. Enter your credit card details online after which you have the money on your player account instantly.
2. When done playing, order a check cashout, which will take from a week to over a month depending on which site you’re dealing with.
3. Go to your local bank to cash the check.

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How to use a money transfer service (like Western Union)?

1. Go to their website or a live Western Union location and send money to the gambling site. (You’ll need to contact the gambling site first to get their transfer details.)
2. When done playing, initiate the withdrawal from your player account.
3. Go to a live location to collect the money.

State-Licensed Sites

As mentioned, Delaware, Nevada and New Jersey have legalized and regulated some forms of real-money online gambling. Delaware started with online poker but has since expanded into casino games as well; Nevada offers online poker games only; New Jersey offers online poker and casino games.

As you can see, not a single one of these states offer online sports betting. In New Jersey – clearly the biggest market of the three – there’s a clause according to which sports betting may be considered to be added in the future.

Requirements

You must be physically located within a state’s boundaries to play at the licensed sites. If you’re currently located in California but live in Nevada, you’re unable to play until you return to Nevada; if you’re currently located in Nevada but live in California, you can play as long as you stay within Nevada’s state boundaries.

Licensed sites have to make sure nobody outside of the state can participate in the games. Geolocation – identifying exactly where a person is located – has been difficult, and there are still people who are unable to play even though they’re located within those states. This is one of the reasons licensed online gambling sites have done financially worse than expected.

Only existing brick & mortar casino owners within those states can apply for licenses, although they can apply together with an existing online gambling site in a software-licensing agreement, like Caesar’s Interactive and 888.com have done. If a poker site kept operating in the US after the UIGEA of 2006, it will be subjected to a ”bad actor” clause in Nevada and be prohibited from operating in the state for now.

Performance

Each state has had a rocky start, although New Jersey is doing OK. In March 2014, they did $11.87 million in revenue, which grew into $13.16 million in March 2015. A growth rate of 14.57% year-over-year is better than nothing, but still a far cry from the $1 billion within the first 7 months of operating Governor Christie expected (New Jersey gambling sites were launched in November 2013). In other words, his expectations were a little over $140 million a month on average, or about ten times the current revenue.

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According to PokerScout.com, Nevada’s online poker revenue is going downhill. Year-over-year decrease in revenue of around 44% (from February 2014 to February 2015) is, no matter how you look at it, a disappointing result. Problems with card deposits and geolocation – both of which exist in other states as well – and player liquidity have undoubtedly contributed to the significant decrease. Players have to deal with fewer problems when playing at offshore sites, and as long as that continues, it will be difficult for state-licensed sites to gain major traction.

In Delaware, the state keeps all yearly revenue up to $3.75 million. Since total revenue for 2014 was around $2.1 million, gambling operators have made nothing. The main reason for such a low amount of revenue is Delaware’s population of 0.94 million (in comparison, New Jersey has a population of 8.9 million). Liquidity is important for online poker since you need lots of players to run games at various stakes, in several forms and throughout the day. Delaware is trying to improve its poker liquidity by combining player pools with Nevada but so far there hasn’t been a significant improvement to its online gaming revenue.

If all of the three states were to combine their player pools, it would create a poker economy of around 12 million people, which could add significant liquidity to the games and thus bring in more revenue to each of the states.

Offshore Sites

Gambling sites accepting US customers from outside of the three states are all ”offshore” sites, meaning they operate from outside of the US and have no license to operate within the US. They have obtained a license in some other jurisdictions – such as Antiqua & Barbuda or Panama – but many of those jurisdictions have less-than-stellar reputations.

The disadvantage of gambling at offshore sites is the lack of safety. For an outsider, it’s impossible to know how strict testing measures these sites go through to prove their legitimacy, and hypothetically, if one of them were to disappear from the internet tomorrow along with your money, what could you do about it?

Lock Poker, as already mentioned, is an ongoing example. They’ve now lost their license in Curacao (weirdly, they were able to keep the license easily over a year after refusing to process customer cashouts) and there’s nothing anyone can do to make sure Lock Poker’s customers have their money returned. All we can do is spread the word to the people who are considering signing-up and depositing money to their site.

The best thing you can do is consider the reputation of the site rather than the jurisdiction since all jurisdictions have had dishonest sites. The longer a site has been fully operational, and the fewer complaints it has generated, the better. Essentially, Bovada has been in the online gambling business since 2000 when Bodog.com was founded (the US-friendly operations of Bodog were re-branded as Bovada in 2011), and as mentioned, they’ve achieved an excellent reputation with a high level of customer service.

But there are advantages to playing at an offshore site, too, and you can legitimately argue that the advantages override the disadvantages. Offshore sites place fewer restrictions on customers, need less personal information and have to compete with lots of other sites (within US states, competition is limited) which forces them to be at their best in order to succeed. There are no geolocation issues either.

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Safety and legality aside – although obviously, both are big considerations – offshore sites are the better option in almost every area. Since only three states have legalized some forms of real-money online gambling in the US, they’re the only places for internet gambling for around 96.4% of US population.

What’s Next?

US online gambling is in a transitional phase: after a long wait of legalization, three states have done it, mostly with lackluster success. Suggesting geolocation and deposit issues are resolved, revenue streams may grow. With online poker, though, most likely at least one of the bigger states has to legalize it and combine player pools with the others to create a meaningful poker economy.

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A federal legalization would create much-needed competition and player pools, which in turn creates a bigger incentive for operators to participate and, in many ways, a better environment for gamblers. If internet gambling was to be legalized nationwide, every operator and their grandmother would want a license. As of now, it’s more beneficial for most operators to stay outside of the US.